This Commercial Insurance Profile provides information on business interruption insurance. It also includes an article on autumn maintenance tips that should be considered for commercial buildings. Should you want any further information or support please do not hesitate to contact us directly. … [Read more...]
COVID-19: Management liability
COVID-19: Potential exposures to directors and senior managers 14, May, 2020 Claims culture and worker safety are hitting the headlines with some parts of the UK starting to return to work. Companies House data in February and March shows the emergence of 45 newly incorporated limited companies that contain the words ‘corona’ or ‘COVID’, with many focusing on compensation. As a result of COVID-19, business owners have had to be increasingly agile to ensure the continued survival of their businesses, but every decision that you make has the potential to be scrutinised … [Read more...]
Notable Care Home Fines and Prosecutions
Managing a care home requires constant vigilance to health and safety. The tiniest slip-ups—like failing to anchor a wardrobe, neglecting to check a window restrictor or forgetting a resident’s dietary needs—can have drastic or even fatal consequences. Each resident has specific needs that you and your employees must pay attention to at all times. Additionally, improper management can result in costly fines and prosecutions from applicable regulators. You need to be aware of the different risks throughout your care home and control them effectively in order to avoid deaths, injuries and fines. … [Read more...]
Managing Blocks of Flats
In June of 2017, tragedy struck London as massive flames destroyed Grenfell Tower, a block with 127 flats and 20 residential levels. The fire began in a Hotpoint fridge-freezer and spread at a rapid pace, likely due to flammable cladding installed on the building in a recent renovation. The unexpected disaster caused 72 casualties, emotional devastation and millions of pounds in damage. While extreme, this event is just an example of the potential disasters you may encounter as a property manager for blocks of flats. After all, you never know when tragedy will strike. Be prepared for the … [Read more...]
Stamping out Warehouse Fire Risks
Warehouses are vital repositories for a business’ stock. They store most—if not all—of a business’ goods ready for sale or distribution. Because they have such an important function—safeguarding the biggest source of a business’ income—warehouses can control a business’ fate. Any warehouse disaster, such as a fire, can have disastrous consequences, potentially shutting down the warehouse and forcing the entire business to cease operations. Neglecting to shield your warehouse against fires means you could be sealing your business’ fate. As an owner, manager or warehouse operator, do not let … [Read more...]
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