On 15 January, the Supreme Court handed down its judgment on the FCA’s business interruption test case. It remains the case that most SME business interruption (BI) policies are focused on property damage and only have basic cover for BI as a consequence of property damage, so are unlikely to pay out in relation to the COVID-19 pandemic and its effects.
Sentio Insurance Brokers
Our Services
Sentio Insurance Brokers is a privately owned independent business that specialises in arranging business and personal insurance solutions for a diverse range of clients. We value our clients and deliver a bespoke, high level of service to them to ensure they are well protected and can have complete peace of mind.




About Us

Sentio Insurance Brokers is a privately owned business created by individuals who have worked in senior positons for major international insurance brokers bringing this experience and passion to support their clients. Indeed, our clients are the focal point of everything we do and the reason for our existence, our ‘life and soul’. The Latin word “Sentio” means to hear, perceive, understand or experience which forms the basis of what we do, taking time to listen to our clients, understand their needs and deliver them an integrated approach to the management of risk and bespoke insurance programmes specific to their needs – ‘Delivering Protection, Supporting Growth’.
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Risk Management
We work very closely with our clients to help them understand their risks and implement solutions including insurance to mitigate them or eliminate those risks all together.
By profiling the risks identified we can better understand the level of exposure they present and the best way of managing those risks. We have bespoke risk profiling tools and risk specialists who can support clients and can gain funding from insurers where appropriate.
We have a wide range of solutions including Risk Profiling, Property Loss Control, Business Resilience & Continuity, Health Safety and Environment. We can also assist in implementing recognised quality control standards and Risk Management programmes.
News

Unoccupied Property Market Response – Lockdown 3.0
It is important to distinguish between temporarily closed premises due to COVID-19 and previously longer terms unoccupied premises, the responses contained below are specifically for temporarily closed premises due to government guidelines and will not apply for premises that fall outside of the guidelines.

Cyber Risks & Liability: Cyber-Security Tips for Small Businesses
As a small business owner, you face unique risks in today’s cyber-environment. Learn helpful tips to protect your assets from a cyber-attack with this article.